Software Engineer-lending/ credit risk/regulatory reporting

• Design, develop, test and maintain software applications supporting lending and credit risk processes. • Develop solutions for loan origination, loan servicing, credit assessment, collateral management and customer onboarding. • Build and maintain integrations between core banking systems, lending platforms, credit risk systems and other enterprise applications. • Develop data processing and reporting solutions to support regulatory reporting requirements. • Collaborate with business, risk, compliance and finance teams to translate business requirements into technical solutions. • Develop APIs and integration services for internal and external banking applications. • Support the implementation of credit risk models, including data integration, calculation engines and reporting workflows. • Ensure data accuracy, consistency and quality across lending and regulatory reporting systems. • Participate in system design, code reviews, testing, deployment and production support activities. • Identify opportunities to improve system performance, automation and operational efficiency. • Troubleshoot application issues and provide timely resolution for production incidents. • Maintain technical documentation, including system designs, APIs and operational procedures. • Ensure applications comply with security, data privacy, governance and regulatory standards. Years of Experience * Minimum 7+ years Required Skills * • Knowledge of ETL processes, data integration, data reconciliation, and troubleshooting. • Strong hands-on experience with Oracle and SQL Server databases, including SQL/PLSQL development and troubleshooting. • Experience with API integrations, REST/SOAP services, and SFTP-based file transfers. • Experience supporting applications hosted on Microsoft Azure and hybrid environments. • Understanding of Credit Origination processes and applications. • Knowledge of Regulatory reporting and Credit Life Cycle. • Experience with application monitoring, incident management, and batch processing support. • Familiarity with ITIL processes, including Incident, Problem, Change, and Release Management. Required Experience / Knowledge Areas * • 3-5 years of production support experience in banking or financial services. • Experience supporting collateral management, lending, credit risk, or regulatory reporting applications. • Experience working in a 24x7 support environment supporting business-critical applications. Certifications Required • AWS / Microsoft Azure Cloud Certification – good to have • SQL – PLSQL certification - preferred • Relevant API or technology certification - preferred Skills ETL processes Oracle and SQL Server databases API integrations