Risk Analyst

About the role: As a Risk Analyst at Tabby, you ll play a key role in shaping and executing credit and fraud risk strategies across our BNPL products. You ll work with large datasets to identify trends, monitor portfolio performance, and support decision-making that balances growth and risk. This is a hands-on, cross-functional role where you ll collaborate with data, product, finance, and commercial teams to ensure healthy portfolio metrics across multiple markets. • Analyze credit and fraud risk performance across customer segments and products • Develop and optimize risk strategies to improve approval rates and reduce losses • Monitor key risk indicators and portfolio trends; present insights to leadership • Contribute to the design and rollout of new risk models and policies • Collaborate with cross-functional teams to support launches in new markets and verticals • Drive automation and efficiency in risk operations and reporting • 2 4 years of experience in credit risk, fraud analytics, or a related data-driven role • Strong analytical skills and experience with SQL, Python or similar tools • Understanding of consumer lending, BNPL, or fintech risk models • Ability to work independently and in a fast-paced, high-growth environment • Clear communication and a business-oriented mindset