Senior Officer - Credit Risk

MIS Responsibilities • Assist in Identification, measurement, monitoring & control of credit risk across the bank. The role is responsible is assisting for preparation of MIS for credit risk reporting including internal MIS reports and dashboards. The job requires to maintain robust reporting controls and documentation in line with the Bank's risk appetite, policies and regulatory requirements. • Assist in preparation of presentations, reports and other material submitted at various forums within the Bank. Transaction Review • Review retail credit applications as and when required to ensure transactions comply with Bank’s policies and procedures as well as regulatory guidelines. Credit Risk Reporting & MIS. Power BI Portfolio Reporting. Portfolio Monitoring, Analysis & Validation. Management & Committee Packs. Regulatory Reporting Support. Confidentiality & Additional Responsibilities. • Bachelor's degree in commerce, Finance, Accounting, Economics, Business Administration or a related discipline. • Minimum 3 years of relevant experience across banking, risk management, credit-risk reporting, portfolio analytics, regulatory reporting, governance or management reporting, including practical exposure to credit-risk data and controls. • Credit-risk and portfolio concepts; exposure, ECL, staging, ratings, restructuring, collateral, past-due and concentration analysis; advanced Excel; Microsoft Power BI, Power Query and DAX; data reconciliation; executive report writing; documentation and stakeholder coordination. • Analytical thinking, accuracy, confidentiality, time management, clear written and verbal communication, collaboration, adaptability, problem solving and ability to manage multiple deadlines.