Assess and underwrite credit facilities for financial institutions, including interbank lending, trade finance and derivatives exposures, within approved policies and delegated authority. Evaluate counterparty, sovereign, sector and cross-border risks, ensuring alignment with the institution s risk appetite. Conduct detailed financial analysis, including capital adequacy, liquidity ratios, asset quality and stress testing. Develop and enhance FI-specific credit frameworks, methodologies and policies. Monitor portfolio performance, identify early warning indicators and recommend appropriate risk mitigation or restructuring actions. Partner with Financial Institutions Relationship Managers to structure credit solutions within regulatory requirements and internal limits. Support credit due diligence relating to mergers, acquisitions and regulatory interventions. Monitor relevant regulatory developments and incorporate applicable requirements into credit processes. Mentor analysts on FI credit assessment, including CAMELS methodology, shadow banking risks and ESG considerations. Collaborate with Risk, Finance, Legal and business teams to support sound credit decisions.
Bachelor s degree in Finance, Economics or a related discipline; an MBA or CFA qualification is preferred. Credit risk certification such as FRM or CRC. Minimum 7 years of credit risk management experience , including at least 3 years focused on financial institutions . Proven experience in FI credit analysis, underwriting and portfolio management. Strong understanding of bank financial statements, capital adequacy, liquidity metrics and counterparty risk. Sound knowledge of Basel III/IV, IFRS 9 and relevant regulatory frameworks. Advanced financial analysis, modelling and stress-testing capabilities. Proficiency in relevant credit risk and financial analysis tools, such as Moody s and Bloomberg. Strong leadership, stakeholder management and communication skills. Ability to exercise sound judgment and make timely credit decisions under pressure.
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Client of Michael Page · Dubai - United Arab Emirates
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