Regulatory Compliance Officer

Role Overview We are seeking an experienced Regulatory Compliance Officer to support myZoi's regulatory compliance framework, with a focus on regulatory gap assessments, policy and procedure enhancements, and remediation activities. The ideal candidate will have strong knowledge of the UAE regulatory landscape, particularly CBUAE requirements and AML/CFT/CPF regulations, along with hands-on experience across both the First Line of Defence (1LOD) and Second Line of Defence (2LOD). Key Responsibilities • Conduct comprehensive gap analyses against applicable UAE regulatory requirements, including CBUAE notices, Federal Decree-Laws, Cabinet Resolutions, and FATF standards. • Review existing policies, procedures, operational runbooks, and controls to identify regulatory compliance gaps and areas for improvement. • Develop practical, risk-based recommendations and remediation plans to address identified deficiencies. • Draft, review, and enhance CFCC policies, procedures, and operational runbooks to ensure alignment with regulatory expectations and internal governance standards. • Support regulatory remediation initiatives, ensuring timely closure of identified gaps with appropriate supporting evidence. • Work closely with First Line and Second Line teams to strengthen operational controls, regulatory oversight, and control effectiveness. • Collaborate with CFCC, Operations, Legal, Technology, and senior management to implement regulatory requirements and drive remediation activities. • Maintain accurate documentation, gap assessment records, and remediation trackers to support internal audits and regulatory reviews. • Provide regulatory compliance advisory support to relevant business functions. Requirements & Qualifications • Relevant experience in Regulatory Compliance, Financial Crime Compliance, Risk Management, or a related function within the UAE financial services sector. • Strong working knowledge of the UAE regulatory compliance framework, including CBUAE regulations, AML/CFT/CPF requirements, and FATF standards. • Demonstrated experience working across both 1LOD (operational controls, procedures, and runbooks) and 2LOD (policy, oversight, and control effectiveness monitoring) • Proven ability to conduct structured regulatory gap assessments, map requirements to existing controls, and identify deficiencies. • Hands-on experience drafting and updating compliance policies, procedures, and operational runbooks to regulatory and internal audit standards. • Ability to translate complex regulatory requirements into practical, risk-based recommendations and actionable remediation plans. • Strong analytical, documentation, and problem-solving skills with excellent attention to detail. • Excellent communication and stakeholder management skills, with the ability to engage effectively across functions and seniority levels. • Ability to work independently, manage competing priorities, and deliver high-quality outcomes within tight deadlines. Preferred Qualifications • Previous experience within a CBUAE-regulated financial institution, fintech, or banking environment. • Professional compliance certifications such as CAMS, ICA, or equivalent would be an advantage. • Experience supporting regulatory inspections, internal audits, or regulatory remediation programmes. • Relevant experience in Regulatory Compliance, Financial Crime Compliance, Risk Management, or a related function within the UAE financial services sector. • Strong working knowledge of the UAE regulatory compliance framework, including CBUAE regulations, AML/CFT/CPF requirements, and FATF standards. • Demonstrated experience working across both 1LOD (operational controls, procedures, and runbooks) and 2LOD (policy, oversight, and control effectiveness monitoring) • Proven ability to conduct structured regulatory gap assessments, map requirements to existing controls, and identify deficiencies. • Hands-on experience drafting and updating compliance policies, procedures, and operational runbooks to regulatory and internal audit standards. • Ability to translate complex regulatory requirements into practical, risk-based recommendations and actionable remediation plans. • Strong analytical, documentation, and problem-solving skills with excellent attention to detail. • Excellent communication and stakeholder management skills, with the ability to engage effectively across functions and seniority levels. • Ability to work independently, manage competing priorities, and deliver high-quality outcomes within tight deadlines. • Previous experience within a CBUAE-regulated financial institution, fintech, or banking environment. • Professional compliance certifications such as CAMS, ICA, or equivalent would be an advantage. • Experience supporting regulatory inspections, internal audits, or regulatory remediation programmes.