Investment Product Lead

Key Accountabilities • Investment Product Strategy • Define du Pay's overall investment products strategy and vision in alignment with the company's broader growth strategy. • Develop a clear multi-year investment products roadmap covering traditional, digital and tokenized investment products. • Identify the priority customer segments, investment needs and use cases for du Pay. • Develop clear product propositions that make traditionally complex investment products simple and accessible to mass-market customers. • Evaluate opportunities based on customer value, commercial potential, strategic fit, regulatory feasibility and speed to market. • Continuously monitor global and regional trends in wealthtech, fintech, brokerage, digital assets, tokenization and embedded investment • Product Roadmap and Portfolio Management • Own and maintain the end-to-end Investment Products Roadmap. • Prioritise initiatives based on strategic value, revenue potential, customer demand, complexity, regulatory requirements and delivery timelines. • Develop the business case for each new product or investment proposition. • Define product economics, revenue models, pricing and commercial KPIs. • Establish a clear build, buy or partner strategy for each investment product. • Maintain a pipeline of future products and opportunities. • The initial roadmap is expected to include products such as: • Digital Gold and Digital Silver • Digital precious metals • Savings products • Fixed-income and bond products • Fractional equities • ETFs and investment funds • Tokenized assets and real-world assets • Digital assets and other innovative investment propositions • Product Development and Delivery • Lead the full product lifecycle from concept through launch and ongoing optimization. • Translate business, customer and market requirements into clear product requirements and specifications. • Prepare product requirements documents, user journeys, user stories and acceptance criteria. • Work closely with Technology, Engineering and UX teams to deliver intuitive and scalable customer experiences. • Manage the investment products backlog and priorities development activities. • Define Minimum Viable Products and ensure an effective balance between speed to market, customer experience, commercial objectives and operational requirements. • Coordinate end-to-end testing, including functional testing, partner integration testing and customer acceptance testing. • Ensure products are operationally ready before launch. • Lead product launches and post-launch optimization. • Strategic Partnerships and Ecosystem Development • A key element of this role will be the ability to build an investment ecosystem through strategic partnerships. • The Manager Investment Products will: • Identify and evaluate potential partners, including: • Asset managers • Banks and financial institutions • Brokerage and trading platforms • Precious metals providers • Custodians • Investment technology providers • Digital asset platforms • Tokenization platforms • Licensed investment and financial institutions • Lead product and commercial discussions with external partners. • Support the negotiation of commercial models, product structures and customer propositions. • Evaluate partner technology and API capabilities. • Develop clear criteria for partner selection. • Coordinate the integration of external investment products into the du Pay ecosystem. • Monitor partner performance, service levels, product economics and customer outcomes. • The successful candidate must be comfortable working with external partners and capable of translating complex partner capabilities into simple and compelling du Pay customer experiences. • Regulatory, Risk and Compliance Coordination • Work closely with Legal, Compliance, Risk and external regulated partners to ensure that all investment products are designed and launched within the applicable regulatory framework. • Ensure regulatory requirements are incorporated into product design from the earliest stages of development. • Understand and manage key product requirements relating to: • Customer suitability and appropriateness • Investor disclosures • Customer onboarding • KYC and AML • Risk disclosures • Product governance • Custody • Safeguarding of customer assets • Market conduct • Customer communications • Coordinate product approvals and governance processes internally and with external partners. • The role is not expected to replace Compliance or Legal functions, but the successful candidate must have sufficient regulatory and financial-services knowledge to design products that are commercially attractive and operationally and regulatorily viable • Customer Experience and Product Design • Develop simple, intuitive and highly digital investment journeys. • Remove unnecessary complexity from traditionally complex investment products. • Define the end-to-end customer journey from discovery through onboarding, investment, portfolio monitoring and redemption. • Work closely with UX and Design teams to create a best-in-class mobile experience. • Use customer research, behavioral data and feedback to continuously improve the product proposition. • Ensure appropriate customer education and product transparency. • A key objective will be to make investment accessible to customers who may be first-time or inexperienced investors, without compromising transparency or responsible product design. • Commercial Performance • Define and manage product KPIs and OKRs. • Monitor performance across: • Customer acquisition • Product adoption • Assets under management • Investment volumes • Revenue • Conversion Qualifications, Experience And Skills: • Bachelor's degree in Finance, Business, Economics, Technology, Engineering or a related discipline. • MBA, CFA, CAIA or relevant professional qualifications would be advantageous but are not mandatory. • 5 8+ years of experience in product management, fintech, wealthtech, investment platforms, brokerage, asset management or digital financial services. • Proven experience owning a financial product from concept to launch. • Experience developing investment, savings, wealth, trading or digital asset products. • Strong understanding of one or more of the following: • Equities • ETFs • Investment funds • Fixed income • Savings products • Precious metals • Digital assets • Tokenized assets • Experience working with financial institutions, asset managers, brokers, custodians or fintech infrastructure providers. • Experience managing external technology and financial-services partnerships. • Experience working in a regulated financial-services environment. • Product Leadership • Ability to develop a compelling product vision. • Strong roadmap and prioritization skills. • Ability to move from strategy to execution. • Commercial Acumen • Ability to build product business cases. • Understanding of product economics and revenue models. • Strong understanding of partnership economics. • Investment Knowledge • Solid understanding of investment products and financial markets. • Ability to understand how financial products are structured, distributed and serviced. • Partnership Management • Strong ability to engage with asset managers, financial institutions and fintech partners. • Commercial negotiation and stakeholder management capabilities. • Technology and Integration • Understanding of APIs and digital financial-services integrations. • Ability to work effectively with engineering and technology teams. • Execution • Strong programmedd and delivery management skills. • Ability to operate effectively in a fast-paced environment. • Comfortable managing ambiguity and changing priorities. • Communication • Excellent written and verbal communication skills. • Ability to present complex investment products in a simple and compelling way. • Ability to communicate effectively with senior executives and external partners