Fraud Data Analytics Consultant - Remote from UK then onsite in Kuwait

**About the engagement** Capitex is a specialist Financial Crime Compliance talent provider. We are engaging a consultant\-level Fraud Data Analyst for a 6\-month engagement at the centre of a leading regional bank's 24/7 digital fraud operation \- a build\-phase environment where the data and analytics layer is being created, not inherited. This is a 6\-month consultancy engagement with a defined delivery model: the first two months are delivered fully remotely from the UK, and from Month 3 the role relocates onsite to the bank's offices in Kuwait City for the remainder of the term. Onsite presence in Kuwait from Month 3 is a firm requirement of the role, not a preference \- please only apply if you are genuinely able and willing to relocate for the onsite phase. Working pattern is standard bank hours, Sunday to Thursday, with start\-time flexibility for UK\-based delivery during the remote phase. **The role** You will be the senior data capability of the fraud operation \- a consultant, not a colleague: expected to own the analytics agenda, drive it forward, and mentor the bank's own analysts as you do. The operation runs a modern fraud estate spanning behavioural biometrics on the digital channels, an enterprise card fraud monitoring platform, a newly implemented fraud case management system, and the bank's core and online banking data. Your job is to make that estate speak: correlate data across all of it, find the fraud patterns, and convert what you find into detection. **What you will do** * Query, extract and correlate data across multiple systems and databases \- digital channel telemetry, card fraud alerts, case management records, core and online banking data \- to identify fraud patterns, emerging typologies and detection gaps. * Convert analysis into action: build the evidence base for new and tuned detection rules, and deliver concrete rule recommendations to the operation's rule\-writers, with measured impact on false positives and detection rates. * Design and build the dashboards, views and management reporting on rule performance, alert outcomes and fraud losses that the operation's leadership runs on. * Take a central role in the bank's new Microsoft Fabric data lake programme \- designing and building the fraud analytics layer on it over the coming months. * Mentor and upskill the bank's own analyst team \- knowledge transfer is an explicit and valued part of this seat, including through the operation's pairing arrangements. * Support post\-incident and thematic reviews with data deep\-dives, working alongside the team's L1/L2 analysts and senior fraud investigator. **Requirements** **What we are looking for** * Consultant\-level experience in fraud or financial crime data analytics \- typically 5\+ years \- within banking, payments or fintech, with the seniority to own the analytics agenda and advise, not just execute. * Strong Python and strong SQL \- both essential and both tested at screening. * A quantified track record: losses reduced, false positives cut, detection improved \- with your name on the numbers. * Experience building operational dashboards and management reporting (Power BI, Tableau or equivalent). * Experience with fraud platform data structures is an advantage, not a requirement \- the ability to interrogate unfamiliar systems' output matters more than any named product. Behavioural biometrics or card fraud platform exposure is a plus. * AML\-blended analytics backgrounds are welcome where the data depth is genuine and a sound working understanding of fraud typologies sits alongside it. * Experience with cloud data platforms (Azure, Fabric, Databricks or similar) is a strong plus given the data lake programme ahead. * Clear English and the credibility to present analysis and recommendations to senior stakeholders. * Confirmed availability for an immediate start and genuine willingness to be onsite in Kuwait City from Month 3 to Month 6\. A passport with 12\+ months' validity is required. **Engagement details** * 6\-month consultancy agreement with Capitex, with extension possible on client renewal. * Competitive all\-inclusive monthly consultancy fee, with an additional housing allowance during the onsite phase. * Flight to Kuwait and visa sponsorship for the onsite phase covered; visa is client\-sponsored. * Contracting through your own limited company is welcome \- the end client is wholly overseas, so the UK off\-payroll (IR35 Chapter 10\) rules do not apply to this engagement; status assessment rests with your company. * Fees paid gross in USD with no deductions at source. Kuwait levies no personal income tax; your own tax position depends on your residence and is your responsibility. * Laptop provided by Capitex; client systems access configured by the bank.