Bank Treasurer

Job Summary The **Bank Treasurer** leads the institution’s overall balance sheet management strategy, capital allocation, interest rate risk, and liquidity positions. Serving as a key strategic executive, this role ensures long\-term financial stability, regulatory compliance, and optimal risk\-adjusted returns through active management of the bank's investment portfolio, funding structure, and Asset\-Liability Committee (ALCO) operations. Key ResponsibilitiesBalance Sheet \& Capital Management * Formulate and execute balance sheet strategies to optimize net interest margin (NIM) and capital efficiency across changing economic cycles. * Direct the bank’s capital planning, structure, and allocation strategies, ensuring compliance with Basel III/IV capital adequacy frameworks (Tier 1, CET1\). * Manage the bank's investment portfolio (HTM, AFS securities) to maximize yield while balancing liquidity and credit risk objectives. Interest Rate Risk \& Financial Strategy * Measure, monitor, and hedge interest rate risk (IRRBB) using financial derivatives (swaps, caps, floors) and duration matching techniques. * Oversee transfer pricing (FTP) frameworks to accurately price loans and deposits across business lines. * Drive economic research and interest rate forecasting to position the balance sheet proactively against market shifts. Liquidity, Funding \& Capital Markets * Oversee institutional funding strategy, including wholesale deposits, debt issuances, securitizations, and central bank access facilities. * Maintain overall oversight of liquidity risk, stress testing, Contingency Funding Plans (CFP), and regulatory metrics (LCR, NSFR). * Cultivate and manage relationships with rating agencies, investment banks, institutional investors, and regulatory examiners. Governance \& Executive Leadership * Chair or lead key executive committees, primarily the **Asset\-Liability Committee (ALCO)**. * Present balance sheet risk metrics, yield forecasts, and capital positions directly to the CFO, CEO, and Board of Directors. * Lead and mentor senior treasury personnel, including liquidity specialists, ALM managers, and investment portfolio managers. Work Location: In person