Senior Solution Architect — Banking & Digital Transformation

• Lead end-to-end solution architecture and design • Design and implement scalable, secure, and high-performance digital ecosystems using microservices, API-led integration, and event-driven architecture patterns • Architect cloud-native solutions on Azure and AWS, leveraging Kubernetes, Docker, Kong API Gateway, IBM MQ, and Apache Kafka • Define and govern integration and interfacing patterns across core banking systems, payment engines, reconciliation platforms, and surrounding systems • Design STP and Non-STP payment processing flows, rules engine configurations, and bulk/automated payment and reconciliation frameworks • Drive AI/ML-powered automation initiatives using frameworks such as Ollama and LangChain, including NLP model enhancement for IVR automation • Implement robotic process automation (RPA) solutions using Automation Anywhere and Blue Prism to streamline operational processes • Design and optimize business process automation workflows using IBM BPM and Pega, supporting business process re-engineering initiatives • Develop high-performance front-end solutions using React and Angular for digital banking channels, ensuring exceptional user experience • Define and enforce non-functional architecture requirements including scalability, high availability, resilience, performance, and security • Conduct integration and solution design workshops with cross-functional stakeholders, ensuring alignment between business requirements and technical solutions • Develop business process models using UML, wireframes, and mock-ups to translate complex requirements into actionable solution blueprints • Ensure requirement traceability and governance through structured documentation using Word, Excel, Visio, and tools such as JIRA, Confluence, and Azure DevOps • Embed DevOps practices and Agile delivery methodologies to accelerate delivery while maintaining architectural integrity • Align digital application strategies with enterprise architecture standards, ensuring regulatory compliance and sustainable technology modernization • Support full project lifecycle activities from requirements analysis, solution design, build/configuration, testing, UAT, to production rollout • Collaborate with business stakeholders, technology teams, and delivery partners to ensure solution alignment and organizational buy-in • 10+ years of extensive experience in IT Architecture and Solution Design within the banking/financial services domain • Detailed knowledge of Retail banking onboarding processes across different products • Hands-on experience with Azure Cloud, AWS, Microservices Architecture, and API-led Integration • Proficiency in Kubernetes, Kong API Gateway, IBM MQ, and Apache Kafka • Strong experience in integration and interfacing with core banking and surround systems • Deep understanding of non-functional requirements including scalability, security, resilience, and high availability • Experience in payables and receivables management • Proven track record of conducting integration and solution design workshops • Experience STP and Non-STP processes, and AI Driven rules engine setup • 50% Functional and 50% Technical capability — must bridge business requirements with technical solution design • Must have application knowledge in Retail Detail channels • Strong analytical and problem-solving skills with excellent documentation capabilities • Fair understanding of various stages of the project lifecycle including requirements analysis, design, build/configuration, testing, and rollout PREFERRED / GOOD-TO-HAVE SKILLS • Experience in AI/ML frameworks such as Ollama and LangChain • Hands-on experience with RPA platforms — Automation Anywhere and Blue Prism • Experience with business process automation tools — IBM BPM and Pega • Proficiency in front-end technologies — React and Angular • Back-end development experience with Spring Boot and Node.js • NLP model development and IVR automation experience • Understanding of any Core Banking systems (e.g., T24, Finacle) • Business Process Management / Re-Engineering experience • Exposure to requirement management tools (JIRA, Confluence, Azure DevOps) • Experience in Open Finance ecosystem architecture • Knowledge of business process modelling tools (UML), mock-ups, and wireframes