Prepaid Card Product Manager

We are looking for an experienced Prepaid Card Product Manager to lead the end-to-end product lifecycle of a new prepaid card and digital wallet proposition. The role will be responsible for product strategy, regulatory readiness, customer value proposition (CVP) design, launch execution, portfolio management, and continuous optimization. The ideal candidate should have strong experience in prepaid card product management, digital payments, card issuing processes, and UAE/GCC banking or fintech environments. This role requires close collaboration with technology, operations, risk, finance, marketing teams, card schemes, and external partners to successfully deliver and scale the prepaid card proposition. Responsibilities: Product Launch & Implementation • Own the complete prepaid card product lifecycle from concept development to commercialization. • Drive launch activities including regulatory submissions, BIN setup, scheme onboarding, card configuration, KYC/AML workflow design, limit management, testing, UAT, pilot launch, and go-live readiness. • Coordinate with internal teams and external partners to ensure timely delivery of all product dependencies. Customer Value Proposition (CVP) & Product Strategy • Define and enhance prepaid card customer value proposition including features, pricing, rewards, and digital wallet integrations. • Develop product strategies aligned with customer needs and business objectives. • Identify opportunities for customer segmentation and segment-specific propositions such as youth/student, institutional, or education-linked prepaid solutions. • Benchmark competitors and analyze market trends to continuously improve product offerings. Portfolio Management & P&L Ownership • Manage prepaid card portfolio performance through key metrics including: • Card issuance and activation rates • Average load and spend per active account • Revenue growth • Customer retention and churn • Fraud performance • Own prepaid card P&L management including interchange revenue, fees, funding costs, and scheme-related expenses. • Use analytics and insights to recommend initiatives for improving profitability and customer engagement. Digital Payments & Wallet Integration • Manage integration of prepaid cards with digital wallets such as Apple Pay, Google Pay, and Samsung Pay. • Ensure seamless integration with existing payment ecosystems and digital platforms. • Work closely with technology teams on product requirements, enhancements, and issue resolution. Stakeholder Management & Governance • Act as the primary product owner and business representative across technology, operations, risk, compliance, finance, marketing, and external partners. • Coordinate with bank scheme partners on pricing, certifications, mandates, and compliance requirements. • Prepare management dashboards, performance reports, and executive updates. • Support governance forums by tracking milestones, risks, and issue resolution. • 6–8 years of experience in card product management, prepaid payments, digital payments, or fintech. • Minimum 3 years of experience in card issuing or prepaid product lifecycle management. • Strong UAE/GCC market experience in prepaid cards, digital payments, or retail banking. • Proven experience managing end-to-end prepaid card launches from CVP design through go-live. • Strong understanding of bank card issuing processes and compliance requirements. • Professional proficiency in English.